Are there any zero down or no down payment loans available?

The only zero down or no down payment loan is a VA loan.  To see if you qualify....click here.

Unfortunately, there are no true zero down or no down payment loans available except the VA loan.  There are low down payment options, such as,

3.5% down for FHA financing

3.0% down for Homepath Financing

$1000 down minimum for the City of Phoenix Move In Ready Program

Many cities have their own down payment / grant programs. 

Step 1:  Go to the city website that you are interested in living in- CLICK HERE

Step 2:  Go to Housing or Grant / Down Payment Assistance to see if they have any programs available.

Step 3:  Call the City to make sure that Funds are still available for the program

Step 4:  Call Sun Nations Mortgage, Inc. to see if you qualify for a mortgage loan 602 993-0000.