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Am I Eligible for a VA Home Loan?

This is a quick reference for the most common Eligible Veterans.  Do Not assume that you are not eligible.  The best thing to do is to make application and let the VA have the final say on your eligibility.

Basic Eligibility Requirements
ERA DATES TIME REQUIRED
WWII 9/16/1940-7/25/1947 90 days
Post WWII 7/26/1947-6/26/1950 181 days
Korean 6/27/1950-1/31/1955 90 days
Post Korean 2/1/1955-8/4/1964 181 days
Vietnam

8/5/1964-5/7/1975

Vietnam Era began 2/28/1961 for those who served in the Republic of Vietnam

90 days
Post Vietnam

5/8/1975-9/7/1980

5/8/1975-10/16/1981

9/8/1980-8/1/1990

10/17/1981-8/1/1990

enlisted-181 days

officers-181 days

enlisted-2 years**

officers-2 years**

Gulf War 8/2/1990- date undetermined

2 years**

**Must have served the 2 years or the full period which called or ordered to active duty (90 days during wartime or 181 days during peacetime

 Here are more situations that are eligible:

Other Eligible Persons Time Required

Active Duty Member

Certificate is only valid while on active duty

90 days (181 days during peacetime)
Reserves / National Guard 6 years in selected Reserves
Unmarried surviving spouses of Veteran No time required.  Veteran must have died during active duty or from a service related disability.  The spouse that remarries on or after age 57 and on or after Dec. 16, 2003 may be eligible.
POW / MIA Spouses POW / MIA must be for at least 90 days.  Eligibility limited to one time use.

 If you have any questions regarding your eligibility, please call 602 993-0000 begin_of_the_skype_highlighting              602 993-0000      end_of_the_skype_highlighting or email sunnations@cox.net

 

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